English  |  正體中文  |  简体中文  |  Items with full text/Total items : 90096/105238 (86%)
Visitors : 7211424      Online Users : 200
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    ASIA unversity > 管理學院 > 財務金融學系 > 會議論文 >  Item 310904400/63659


    Please use this identifier to cite or link to this item: http://asiair.asia.edu.tw/ir/handle/310904400/63659


    Title: Insurance Insolvency:The Role of Regulatory Forbearance and Rate Regulation
    Authors: Yi-Hsun Lai, Min-Ming Wen,Charles C.Yang,Wen Chang Lin
    Contributors: Department of Banking and Finance National Chi-Nan University,Department of Finance and Law California State University Los Angeles,Department of Finance Florida Atlantic University,Department of Finance National Chung-Cheng University
    Keywords: insurance insolvency, regulation forbearance, rate regulation, survival time model
    Date: 2010
    Issue Date: 2013-08-07 09:23:23 (UTC+8)
    Publisher: Department of Banking and Finance National Chi-Nan University,Department of Finance and Law California State University Los Angeles,Department of Finance Florida Atlantic University,Department of Finance National Chung-Cheng University
    Abstract: This research uses the logit, tobit and survival time models to investigate the influence of
    regulatory forbearance and rate regulation on the insolvency probability, insolvency cost, and
    the survival time of the financially distressed insurers in the U.S. property/liability insurance
    industry. Among the findings, the results indicate that the risk based capital (RBC) regulation
    increases the forbearance time of impaired insurers, leading to a significant intervention delay
    for regulators. The results also suggest that regulators should consider more rate deregulation
    to increase the financial soundness of insurers. This research provides insurance regulators
    with important insights regarding the forbearance policy, rare regulation as well as risk-taking
    monitoring of insurers.
    Relation: 2010中部學術財金研討會 論文發表
    Appears in Collections:[財務金融學系] 會議論文

    Files in This Item:

    There are no files associated with this item.



    All items in ASIAIR are protected by copyright, with all rights reserved.


    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback